Bajaj Finserv Share For Long Term Investment
Fundamental and Technical Analysis of Bajaj Finserv
STOCK ANALYSIS
6/25/20253 min read
Bajaj Finserv Limited is a prominent Indian non-banking financial company based in Pune, Maharashtra. Originating from a split with Bajaj Auto Limited, it has grown into a diversified financial services group offering a wide range of products and services. Through its various subsidiaries—such as Bajaj Finance, Bajaj Allianz Life Insurance, Bajaj Allianz General Insurance, and Bajaj Finserv Mutual Funds—the company provides personal loans, home loans, business loans, auto loans, gold loans, fixed deposits, mutual funds, and insurance products. Known for its innovative customer solutions, such as the Insta EMI Card, and its strong digital presence, Bajaj Finserv serves millions of customers across India.
Company Insights
The company has a market capitalization of 3,21,959 crores
The share price of the company is 2,015
The book value of the company is 453
The company's debt-to-equity ratio is 4.92
The company's annual dividend yield is 0.05%
The company's stock P/E is 36.3
The earnings per share are 55.6
The company's ROCE is 11.0%
Financial Report
The company's sales in the last 5 years
Sales in 2021 is 60,592 crores
Sales in 2022 is 68,406 crores
Sales in 2023 is 82,072 crores
Sales in 2024 is 1,10,382 crores
Sales in 2025 is 1,33,821 crores
The company's profit in the last 5 years
Profit in 2021 is 7,367 crores
Profit in 2022 is 8,314 crores
Profit in 2023 is 12,210 crores
Profit in 2024 is 15,595 crores
Profit in 2025 is 17,558 crores
Sales & Profit Growth
The company's sales growth in the last 5 years
Sales growth in the last 5 years is 19.8%
Sales growth in the last 3 years is 25.1%
Sales growth in the last 1 year is 21.2%
The company's profit growth in the last 5 years
Profit growth in the last 5 years is 21.4%
Profit growth in the last 3 years is 24.9%
Profit growth in the last 1 year is 8.83%
Holdings
Promoters are 60.64%
FIIs are 7.53%
DIIs are 8.99%
Public are 22.71%
Others are 0.10%
Company news
Bajaj Finserv has been actively involved in various financial transactions recently. On June 5, 2025, the founders’ group, including Bajaj Holdings and Jamnalal Sons, announced plans to raise about $679 million by selling nearly 31 million shares, representing up to 1.94% of the company. This move is part of their strategy to monetize some holdings in the financial services firm.
In early June, Bajaj Finance, a key subsidiary of Bajaj Finserv, set June 16, 2025, as the record date for a 1:2 stock split and a 4:1 bonus share issue. This corporate action followed a strong fourth-quarter performance, with a 19% year-on-year profit growth and a 26% rise in assets under management. The stock split and bonus shares aim to make shares more affordable and reward existing shareholders.
Additionally, on June 6, 2025, a significant block deal took place where promoters sold shares worth ₹5,506 crore. Domestic and foreign institutional investors, including major mutual funds and global financial firms, actively bought these shares, signaling strong institutional interest in Bajaj Finserv.
On the product front, Bajaj Finserv recently introduced a specialized loan product called the "Lawyer Loan," targeting legal professionals with attractive interest rates starting at 11% per annum, providing smart financing options tailored to this segment.
Regarding market performance, Bajaj Finserv’s share price has seen slight fluctuations, currently trading around ₹2,015 with a minor daily increase. However, over the past month, the stock has faced a small decline of about 1.34%.
Technical Analysis
Company Chart
Moving Averages (MA)
The stock price is currently near the 50-MA, which indicates that there is no certainty whether the stock will go up or down.
The stock price is above the 200-MA, which indicates that it may continue to rise.
Relative Strength Index (RSI)
Currently, the RSI of the company is 52, which indicates that the stock is neither overbought nor oversold.