State Bank of India

The State Bank of India (SBI) is the largest government-owned bank in India, with a long history dating back to 1806. Its main office is in Mumbai, and it serves more than 50 crore customers across the country. SBI has a vast network of over 22,500 branches and plans to expand further, making it one of the banks with the largest branch networks in the world. The bank is well known for its digital services, with most transactions now happening online or through its popular YONO app, which has over 8 crore users. Financially, SBI is very strong, with deposits of more than ₹53 lakh crore and loans of over ₹42 lakh crore as of 2025. The bank made a net profit of about ₹71,000 crore last year and keeps its bad loans at a very low level. SBI is important for India’s economy and is considered “too big to fail,” meaning it plays a key role in the country’s financial system.

Company Insights
The company has a market capitalization of 7,27,401 crores
The share price of the company is 815
The book value of the company is 546
The company's debt-to-equity ratio is 12.4
The company's annual dividend yield is 1.95%
The company's stock P/E is 9.38
The earnings per share are 86.9
The company's ROCE is 6.47%

Financial Report
The company's sales in the last 5 years
Sales in 2021 is 2,78,115 crores
Sales in 2022 is 2,89,973 crores
Sales in 2023 is 3,50,845 crores
Sales in 2024 is 4,39,189 crores
Sales in 2025 is 4,90,938 crores

The company's profit in the last 5 years
Profit in 2021 is 23,888 crores
Profit in 2022 is 37,183 crores
Profit in 2023 is 57,750 crores
Profit in 2024 is 69,643 crores
Profit in 2025 is 80,523 crores

Sales & Profit Growth
The company's sales growth in the last 5 years
Sales growth in the last 5 years is 12.7%
Sales growth in the last 3 years is 19.2%
Sales growth in the last 1 year is 11.8%

The company's profit growth in the last 5 years
Profit growth in the last 5 years is 36.3%
Profit growth in the last 3 years is 29.9%
Profit growth in the last 1 year is 15.6%

Holdings
Promoters are 57.43%
FIIs are 9.94%
DIIs are 24.92%
Government are 0.14%
Public are 7.54%

Company News

• State Bank of India (SBI) has announced a record dividend payout of ₹8,076.84 crore to the government for the financial year 2024-25, marking an increase from ₹6,959.29 crore paid last year. The dividend declared is ₹15.90 per share, higher than the previous year’s ₹13.70 per share. The cheque was handed over to Finance Minister Nirmala Sitharaman by SBI Chairman C S Setty on June 9, 2025, in the presence of senior government officials. This dividend comes on the back of SBI’s strong financial performance, with the bank reporting a record net profit of ₹70,901 crore for FY25, a 16% increase from ₹61,077 crore in the previous year.

• In addition to financial milestones, SBI is also focused on improving customer service by expanding its workforce. The bank recently hired 13,455 junior associates across 35 states and union territories to enhance customer experience at its branches nationwide. This recruitment drive aims to fill vacancies and strengthen SBI’s frontline staff, ensuring better service delivery for its vast customer base.

Technical Analysis

Company Chart

Moving Averages (MA)

• The stock price is just above the 50-MA, which indicates that it may continue to rise.

• The stock price is just above the 200-MA, which indicates that it may continue to rise in the long term.

My Analysis

The company's sales and profits are growing every year. It is hiring more people to provide better services to customers. As we know, the RBI decreased the repo rate; this will decrease the interest rates on loans. The stock price trend seems uncertain for now, but it can perform well in the long term.

Relative Strength Index (RSI)

Currently, the RSI of the company is 53, which indicates that the stock is neither overbought nor oversold.